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    • Wilmington DE Short Sale Specialists
    • South Florida Short Sale Specialists

Do you owe more on your mortgage than your house is worth?

Are you behind on your mortgage payments due to financial hardship or as a result of COVID?

WE CAN HELP!!

  • Avoid Foreclosure
  • No Fees to Homeowner
  • Settlement of mortgage debt with NO future payment obligation
  • Reduce amount of time to purchase a future home

WE CAN HELP

Call us to get started.

(800) 991-6219

Over
%
Approval Rating
Service Coverage
States
With Over
Years Experience
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If your home’s value is less than what you owe on your mortgage you may qualify for a Short Sale.

We have a lengthy track record of successfully navigating the Short Sale process with a variety of mortgage companies.

Foreclosure

  • Results in a judgment against homeowner
  • Possibly up to 7 years before you can qualify for a mortgage again
  • Significant negative impact to your credit score
  • Possibly required to repay some of the mortgage debt

Short Sale

  • Mortgage debt reports as “settled” with no judgment
  • No obligation to pay short fall amount
  • Become a new homeowner in as few as 3 years
  • Credit score typically improves within 90 days of sale
Get Started
Best

Deed in Lieu of Foreclosure

  • Known as FRIENDLY foreclosure
  • Results in a judgment against homeowner
  • Possibly up to 7 years before you can qualify for a mortgage again

Download Our Seller Guide

We Can Help You Successfully Navigate
The Short Sale Process

Rear View Of Loving Couple Looking At House

No Cost To You

There's never a cost to you, the Homeowner.

Bill and Denise Head Shot 1.12.21

Leverage The Experts

Short Sales is our company’s primary focus. Our team has decades of experience and we are uniquely suited to handle any situation that may arise.

Short Sale process with buyer and Realtor

Save Time

We eliminate frustrating mortgage company calls and virtually all paperwork for Homeowners.

We Oversee The Entire Short Sale Process

Free Homeowner Consultation

Fill out our contact form and we'll get back to you within 1 business day to discuss your situation.

Work With Your Mortgage Company

Once we determine you can qualify for a Short Sale we will work directly with you and your mortgage company to complete any paperwork to start the process.

Work With The Realtor

We work closely with the realtor to make sure the highest and best offer is presented to your mortgage company to improve the chances for approval.

Work With Closing Office

We will work closely with the closing office to make sure the Short Sale is finalized and all mortgage company approval requirements have been satisfied.

Negotiate Other Liens or Judgments

We negotiate IRS liens, state tax liens, HOA liens, and other items required to provide clear title.

Get Started

Frequently Asked Questions

What is a Short Sale?

A Short Sale is when a mortgage company agrees to take less money than what they are owed on a mortgage to allow for a home sale to be completed.

Will I have to pay the mortgage company back?

The majority of mortgage companies agree to waive the shortfall amount with no future collection activity from the homeowner.

How does a Short Sale impact my credit score?

Most mortgage companies report the debt as “settled” and once the sale is completed the loan balance is removed from the credit report improving the credit score.

What if I don’t have any money to pay my closing fees for the home sale?

The mortgage companies pay all customary homeowner closing fees like realtor commission and property transfer tax and recordation fees.

How long does the Short Sale process take?

Once the property is under contract for sale it can take 30-90 days for the mortgage company to complete its review process and issue approval terms.

Will I be able to buy another home in the future after completing a Short Sale?

Yes, typically in 2 1/2 – 3 years you may qualify for a new mortgage.

What are the differences between a foreclosure and a Short Sale?

Foreclosure results in a judgment with a greater negative impact on the credit score and increases the time before you can qualify for a new mortgage. The Short Sale results in no judgment, settled debt, and a quicker path to new home ownership.

Check Out Our Short Sale Blog

Rear View Of Loving Couple Looking At House
28 Oct

Homeowners

Do you owe more on your mortgage than your house is worth? Are you behind on your mortgage payments due...

Get Started

We Can Help

(800) 991-6219

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